Three things will happen when you finally decide to consolidate your debts.

 

1st- You fill out the short On-Line form and submit it to us. We will then contact you to get the specifics on how we can best help you.

 

2nd- We negotiate with your creditors:
After we have all of the necessary information about your debts and finances, we will contact your creditors and negotiate on your behalf.

 

ALSO- We Stop the Harassing Phone Calls for you! When we contact your creditors we will let them know that you are currently working with us in putting together a "Debt Consolidation" plan. At this point all harassing phone calls will stop. If any collection agency or creditor calls you, just give them our customer service number and we will take care of it for you.

Lower Your Monthly Payments To One You Can Afford Eliminate Or Reduce Your High Interest rates Eliminate Late & Over Limit Fees Re-Age your status to current again, saving your credit rating

3rd- Approve the agreement
We give the negotiated settlement to you for your approval. Once this process is complete all you need to do is start mailing out your NEW LOWER monthly payments.

Debt free, free at last.
Due to the eliminated or reduced interest rate, most of your payment will be paying off principal instead of interest as before. The debts will be paid off in 2 to 4 years in most cases, instead of 20 to 30 years. This will result in saving you thousands of hard earned dollars in finance charges.